In compliance with the requirements of the Data Privacy Act, I hereby give my consent to the BDO Group, consisting of BDO Unibank, Inc. and its subsidiaries [the members of the BDO Group may be accessed at [https://www.bdo.com.ph/privacy-statement], to process, collect, store, my personal information or sensitive personal information obtained from me in the course of my transaction/s with the BDO Group. I understand and agree that these information may be disclosed or shared by BDO Group to its members for know-your-client, cross-selling, marketing, or profiling (manual or automatic) purposes to offer and provide new or related products and services of the BDO Group. Further, I hereby give my consent to any member of the BDO Group to process, collect, use, store, share or disclose my personal information or sensitive personal information to third parties for legitimate purposes, or to provide services to me or implement transactions which I may request, allow, or authorize.

I confirm that I understand and agree that my information may continue to be processed, collected, used, stored, or disclosed for ten (10) years from my last transaction date with any member of the BDO Group or until the expiration of the retention limits set by applicable laws, whichever comes later.

I hereby acknowledge and understand that should I wish to withdraw my consent to receive information about new or related products and services of the BDO Group, or to access, update, or correct certain personal data as set out in this form, I may communicate directly with the relevant member of the BDO Group’s Data Protection Officer through the email address found at [https://www.bdo.com.ph/privacy-statement]. I further acknowledge and understand that I may access and view the BDO Group’s Data Privacy Statement at [https://www.bdo.com.ph/privacy-statement] or obtain a copy thereof from the office or branch of the relevant member of the BDO Group.

1. The Borrower thereby certifies that provided information are true and correct and shall form part of the loan documents and the signatures indicated herein are genuine. The Borrower’s or his authorized representative’s provision of any information which is not true or updated may cause BDO Unibank, Inc. (BDO) to automatically reject the Borrower’s loan application or cancel its approval.

2. The Borrower authorizes BDO to obtain relevant information as it may require concerning this application from other institutions/persons. All information obtained by or provided to BDO pursuant to this application shall be BDO’s property whether or not the loan is granted.

3. The Borrower agrees that this loan application shall be subject to Applicable Laws ₁ (including BSP circulars, rules, regulations) and policies of BDO and undertake to comply with/submit all the loan requirements.

4. The Borrower hereby waives in favor of BDO confidentiality of client information including without limitation, the provisions of Republic Act Nos. 1405 (The Law on Secrecy of Bank Deposits), 6426 (Foreign Currency Deposit Act), and Section 55.1.b of Republic Act No. 8791 (General Banking Law) and any law relating to the secrecy of bank deposits for purposes of BDO’s evaluation of the Borrower’s application herein. The Borrower authorizes BDO to: (a) pursuant to BSP Circular No. 472 Series of 2005 as implemented by BIR Revenue Regulation RR-4 2005, conduct random verification with the Bureau of Internal Revenue in order to establish authenticity of the ITR, accompanying financial statements and such other documents/information/data submitted by the Borrower, and/or (b) obtain or disclose such information regarding the Borrower or the loan/credit facilities applied for hereunder to any party as BDO may deem necessary or as may be required or allowed by applicable laws, rules and regulations. The Borrower also authorizes BDO to request information regarding the status of any court case to which the Borrower is a party.

5. Any payment of bank fees (including without limitation, payments on principal, interest, bank charges, fees, documentary stamp tax, and insurance premium payments where applicable) should only be through a BDO branch, otherwise payments shall not be honored or recognized.

6. In case of disapproval, the Borrower understands that BDO is under no obligation to disclose the reason/s for such disapproval.

7. The Borrower hereby authorizes BDO, its parent, subsidiaries, affiliates, and their respective representatives and agents (“BDO Group”) to send notices, offers and announcements to the Borrower as BDO or any member of the BDO Group may deem proper, including without limitation, information regarding the status of the Borrower’s loan application, details concerning the Borrower’s approved/availed loan, and product offers via email, as well as broadcast messaging service, multi-media messaging service, and/or short messaging service as these terms are defined in the regulations of the National Telecommunications Commission (NTC). The Borrower agrees to hold BDO free and harmless against any loss, injury or damage that the Borrower may suffer in relation to any notification/announcement sent by BDO to the Borrower in the format stated herein. It is agreed and understood that unless and until BDO is in receipt of written notice from the Borrower not to be sent such messages, the Borrower’s authority as given herein shall be deemed continuing, valid and effective.